5 Key Benefits of Liquidity Analysis

5 Key Benefits of Liquidity Analysis

The current marketplace is causing everyone to ask a lot of questions, but there are few definitive answers unless your entity is armed with data. A comprehensive liquidity analysis by cashvest® provides essential short- & long-term benefits to your entity. Here are 5 key benefits we are talking about today!

Communication is Critical

Communication is Critical

Communication is always important, but the need for critical messaging and the flow of accurate and timely information has been a necessity given the current state of the COVID-19 crisis. At three+one® we have always seen ourselves as public servants, aiding our public sector and higher-ed partners in finding new sources of revenue and turning your existing cash into your most powerful asset.
In that service to the public, and in communicating to our clients, three+one® has the partnership of Steven James Media Group, a firm of likeminded principles to public service. In recent weeks, Steven James launched a media campaign to highlight the commitment of their partners to those they serve. We want to share a portion of that campaign with you here, and to showcase how three+one® is helping communities all across the country navigate the financial marketplace using the power of data and information to get on the Pathway to Recovery®.


Your Voice Matters! Tell Congress to Support Local Governments

Your Voice Matters! Tell Congress to Support Local Governments

Powerful Advocates.
Our partners at the National Association of Counties (NACo) have been true champions for the 3.6 million county, parish and borough employees on the front lines of the nation’s response to COVID-19.
At three+one® we see first-hand the financial stresses being placed on county governments during this uncertain time. Our work to provide liquidity management to these public entities at the county level could hardly be done without standing in partnership with advocates and resources like those found at NACo. Their We Are Counties campaign is putting a human face to the frontline public employees making a difference in their commuities and providing essential services despite great personal sacrifice.
Our team at three+one® gives nothing short of an impassioned endorsement for this impactful initiative and urges every public employee, county-level or otherwise, to review the resources available, and to be an advocate for those we all serve together.
NACo’s WeAreCounties.org website provides immensely useful guidance on voicing support through letter-writing campaigns, emailing Congressional representatives, and taking your voice to social media to harness the power of public influence. This tool also provides critical information & resources, not just from NACo, but also from their network of partners, of which three+one® is proud to belong.
As NACo continues to advocate for the much-needed federal aid to counties, you can also join the growing swell of voices demanding action on behalf of your county-level colleagues.
Your Voice Matters! Urge Congress to Take Action Public Entities Need Direct Aid
As the next COVID-19 relief package is considered by our country’s leaders, we are urging our partners to get involved and advocate for direct aid to local governments. Our towns, cities & counties desperately need the resources of the federal government to continue providing the essential services to the public amid an unprecedented economic situation. Your voice has the power to educate & advocate our leaders.
Take Action Today Contact Your Member of Congress


Liquidity Data as a Budget Tool

Liquidity Data as a Budget Tool

As the budget season is just getting underway, many are finding it to be a very different process this year.  This is certainly not the best timing to start budget projections given the unusual situation COVID-19 has put us all in.

Rather than having committees meet and sort through departmental requests, hires, retirements, predictable revenue patterns, etc., the process is rather taking place remotely, singularly, and with “best-guess” revenue projections that will surely be affected by this pandemic. The starting point is a stab in the dark, as sales tax, revenue sharing, and other kinds of projections are still 30 to 60 days away from being released.

Where do you even start in preparing for 2021, let alone the next quarter?

One major tool that can be a helpful guide in determining a budget cycle is the liquidity data that are at your own fingertips.

We consider liquidity data to be the science of looking at each financial transaction that passes through an organization. The patterns that liquidity data are able to capture include an entity’s past behaviors over the course of a full budget year. The greater the data, the greater the output in determining financial patterns.

In addition, liquidity data provide the ability for one to apply different potential scenarios, like how the coronavirus is affecting the community. As a result, revenue projections can be adjusted around certain assumptions, such as revenue losses and funds received by direct or indirect federal and/or state funding. Coupling this information with the actual levels an entity will require to meet day-to-day cash needs, an organization is able to use the remaining cash as a revenue-producing asset, thus having a positive impact on its budget.

Gathering liquidity data is a science and serves as a valuable tool and resource to any finance office. As an added benefit, the information is available remotely and securely.

The liquidity analysis and data provided by three+one’s cashvest® platform is the only service of its kind that’s available to public entities and higher Ed institutions nationwide. Not only can you have liquidity data provided to you directly to use in preparing a budget, it can also be used to provide specific forward forecasting that can be applied in “what-if” circumstances, while comparing any potential stresses on your operating cash levels.

Let the three+one® team help you through your budget process. There is not a specific liquidity scenario that we have not had to address, in good times or challenging ones. Consider us as part of your remote budget team to help you apply liquidity data to ensure a better outcome.

Directly From Those We Serve…

Directly From Those We Serve…

As we continue to talk with all our clients, families, and friends during these challenging times, we want to emphasize that cashvest® by three+one® remains ready to serve you.

In fact, during the past week, the National Association of Counties (NACo) and the New York State Association of Counties (NYSAC) have endorsed cashvest as a liquidity analysis and data services specialist in dealing with the COVID-19 crisis.

At three+one® we have always viewed our responsibility to our individual clients, public entities and to those seeking affordable Higher Ed, and to public taxpayers as a sacred trust. We feel this obligation now more than ever and fully embrace the duties that come with it.

Putting cashvest® data to work now has an added benefit. Over the months to come, your office will be able to utilize the data received as a result of COVID-19 to develop an Emergency Preparedness Plan (EPP) based on your tailored liquidity analysis. Please take note that any EPP that does not take liquidity analysis into account is not a complete and reliable EPP.

We take great pride in the feedback we have received from actual three+one® clients through the COVID-19 crisis. Here are some of the comments that we have received over the last week:

“We are fortunate to have strong relationships like the one we have with three+one. Knowing you’re there for us is genuinely comforting and gives me one less thing to worry about.”


“Out of any relationship that the County has, there isn’t a single one that is as profitable and beneficial as the one we have with three+one.” 


“Alex has been a wonderful resource to us, and I am sure we will continue to lean on him for assistance in the months to come.


“We appreciate you being there for us. Your team has been (as always) a great help!!”


“Thank you for thinking of us. I appreciate all of the three+one’s hard work!”


 “Appreciate the relationship we have built with three+one.” 


“It looks like we are in the best shape that we can expect at this unusual time.”


 “I am extremely pleased with the continued excellence received from three+one!”


 “Appreciate your concernyou are a good partner!”

Once more, we want to express our genuine gratitude for the honor and privilege of serving each of our clientsboth public entities and Higher Ed institutions, along with your taxpayers and students.

Want to get started with your COVID-19 financial analysis and Emergency Preparedness Plan?

Call us today at 585-484-0311.