Building Your Financial Toolbox: Safely Investing Public Funds

| July 9, 2024

Much like a skilled craftsman, having the right tools at your disposal is crucial for success.

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Building Your Financial Toolbox: Safely Investing Public Funds

Kevin Teborek, MBA

 

In the world of finance, managing public funds comes with immense responsibility. Whether you’re a government entity, a municipality, a school district, or from higher education, the task of investing public funds requires a comprehensive financial toolbox. Much like a skilled craftsman, having the right tools at your disposal is crucial for success. However, it’s not just about having the tools; it’s about having the right ones for the job—and knowing how to use them.

Consider this analogy: you wouldn’t use a screwdriver to drive a nail into a piece of wood, just as you wouldn’t use a hammer to tighten a screw. Each tool has its purpose, and using the wrong one can lead to inefficiency or even damage. Similarly, when it comes to investing public funds, having a diverse set of financial tools is essential for achieving your objectives while mitigating risks.

Having a complete investment policy is akin to having a well-stocked toolbox. It should encompass various strategies, including liquidity management, risk management, and investment diversification. 

With our expertise in public finance and liquidity forecasting, three+one®  assists entities in evaluating their current investment policies and identifying areas for improvement. When was the last time you reviewed your policy? Are there financial products or “tools” that you may have excluded in the past that make sense today?

By leveraging knowledge and innovative solutions, entities can ensure that their financial toolbox is not only complete but also optimized for both safety and growth.

Moreover, three+one provides valuable insights and recommendations tailored to the specific needs and goals of each entity. Whether it’s optimizing cash flow, maximizing returns within regulatory constraints, or enhancing transparency and accountability, our expertise helps entities navigate the complexities of public-fund management with confidence.

Just as a screwdriver is not a replacement for a hammer, each financial tool serves a distinct purpose in achieving your investment objectives. three+one can ensure that your entity’s investment policies are comprehensive and effective, paving the way for sustainable financial growth and stability.

 

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