Lancaster County: Turning Market Pressure Into Community Progress
In the early 2020s, during a financial climate defined by near-zero interest rates, Lancaster County, Nebraska, refused to settle for idle dollars. County leaders knew that every public dollar had the potential to do more for the community, and they set out to prove it.
Meeting the Moment
With funds distributed across multiple accounts, the county recognized an opportunity to put its dollars to even better use. Leaders aimed to strengthen financial performance and sought deeper insight to guide their next steps.
Lancaster County partnered with three+one and implemented cashVest, a liquidity analysis platform that reveals the time-value and earning potential of every public dollar. With clear forecasting and actionable financial intelligence, the county could see when and how long funds were available and put them to work strategically.
Transformational Results
Earnings rose from $656,000 to nearly $10 million annually. Fixed-income allocations more than doubled, building a more balanced and resilient investment posture. Since partnering with three+one, the county has generated more than $24.9 million in new earnings, all without taking on additional risk or compromising liquidity.
This outcome reflects a remarkable 165x return on investment, demonstrating just how powerful liquidity insight can be when applied with precision. Over five years, this gain equates to 4.95% of their annual tax levy.
These are real dollars supporting real needs, all without burdening taxpayers.
Lasting Impact
Beyond financial returns, cashVest gave Lancaster County something just as valuable: confidence. Continuous liquidity analysis and transparent reporting are empowering its leaders to act with clarity, respond to shifting market conditions, and demonstrate measurable stewardship.
Lancaster County’s success shows that even during market uncertainty, insight creates opportunity. By applying the right data, every public dollar can work harder, safer, and smarter for the community it serves.
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