A Conversation on Data, Trust, and the Future of Public Finance
What happens when data meets purpose and financial insight becomes a force for community good? In a compelling episode of Dollars and Degrees, host Chris Coyle sits down with Joe Rulison, co-founder and Executive Chairman of three+one, for a full circle conversation on leadership, trust, and the real world impact of public finance. Titled “Fintech That Delivers: Joe Rulison on three+one’s $4.3B,” the episode traces Joe’s path from political science and community engagement to building one of the most influential GovTech platforms in the country.
Joe shares how his early work in politics shaped his understanding of relationships, stewardship, and service, values that ultimately became the foundation of three+one. Listeners will gain an inside look at how a moment of disruption during the 2008 financial crisis sparked a new approach to liquidity management, one designed specifically for public entities. Since its founding, three+one’s vision has returned $4.3 billion in new earnings to communities nationwide.
🎧 Listen now to hear how one bold idea, born in public service, has helped return billions to communities across the country.

