Raising the Standard: Best Practices for Your Cash

Raising the Standard: Best Practices for Your Cash

Smart liquidity management isn’t just about moving money. Rather, it’s about maximizing impact, protecting public resources, and making every dollar count for the people you serve. This area of finance holds enormous potential to strengthen your bottom line without raising taxes, cutting services, or adding pressure to your team.

That’s why more public entities, higher ed institutions, and non-profit agencies turn to cashVest, a solution designed to help public dollars reach their full potential through data, insight, and trusted support.

Clearing Up Common Misunderstandings

“Our cash is already fully optimized.”

Traditional cash-flow accounting makes it seem that way, but in reality, many funds sit idle or underperform due to uncertainty around their availability. cashVest helps identify how long each dollar can be safely put to work, so you can capture new earnings without disrupting operations.

“Liquidity management is just forecasting.”

Forecasting matters, but it’s only one piece of the puzzle. See your full financial picture; day-to-day operations, reserves, and idle cash, so you can act strategically across all timeframes, not just the short term.

“We don’t have the staff for something like this.”

That’s exactly why cashVest exists. Our tools and team are built to support your staff, not stretch them. With automation and hands-on guidance, you’ll gain clarity and capacity, without adding to your workload.

What Best Practice Looks Like in Liquidity Management

The strongest liquidity strategies have a few essential traits:

• Time Horizon Clarity
  Understanding how long each segment of your cash can remain untouched lets you confidently increase earnings while keeping services uninterrupted.
• Peer and Market Benchmarking
  Comparing your performance to similar institutions helps you spot opportunities and validate your strategy.
• Transparent Bank-Fee Reviews
  Knowing exactly what you’re paying, and why, ensures your banking relationships are working the way you want–and expect.
• Forward-Looking Tools
  Forecasts and stress-testing capabilities provide a clear lens into potential scenarios, so you’re ready for whatever comes next.

Why It Matters

Institutions using cashVest have already generated billions of dollars in new value through increased earnings, informed cash positioning, and greater financial confidence. 

At its core, liquidity management is about stewardship. And with the right insight and support, public finance officials can deliver real results while keeping their communities’ needs at the center.

Do More With What You Have

You don’t need more staff or a new investment strategy; you need clarity, timing, and the confidence to act. That’s what cashVest by three+one delivers: the ability to put your cash to work with care, precision, and purpose.

Let’s make every dollar count.