A Conversation on Data, Trust, and the Future of Public Finance

What happens when data meets purpose, and financial insight becomes a force for community good? In a recent episode of Fintech That Delivers, Joe Rulison on three+one’s $4.3B Results, three+one co-founder and executive chairman Joe Rulison sits down with Chris Coyle, host of Dollars and Degrees and a former three+one intern. They have aa full-circle conversation about innovation, growth, and what it truly means to deliver impact.

Joe shares three+one’s origin story and the mission that continues to drive the firm’s work today, giving public institutions the clarity and confidence to make smarter short-term financial decisions with long-term results. He breaks down how real-time liquidity data and disciplined cash oversight are transforming the way governments think about working capital, stability, and trust.

Throughout the episode, listeners gain a behind-the-scenes look at how this approach has already generated billions in new earnings for counties, cities, school districts, and higher education institutions nationwide, all without raising taxes or increasing risk. Joe also reflects on leadership, team building, and the responsibility that comes with stewarding public dollars at scale.

Equal parts strategy, story, and service, this episode offers a powerful reminder that when financial intelligence is done right, entire communities benefit

🎧 Listen now and hear how data is quietly reshaping public finance.