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Hot, Hot, Hot
Bank deposit rates are becoming more competitive in our rising-rate environment. Does that mean the past strategy of bidding between multiple banks in search for ...
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The Trend Continues
Last month, Wells Fargo announced that they will be closing hundreds of its bank branches as a result of the increasing trend of online banking ...
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Signing Away
Beginning this month, major credit card companies will no longer require a signature for most credit card purchases. This has become a standard practice for ...
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Just One More
This week, I am sharing a personal perspective. Last week our country lost a very special person: former First Lady Barbara Bush, wife of President ...
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Public Impact
Two years ago, I blogged about the impressive level of cash reserves public entities have on hand for investment. These levels have only continued to ...
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The Impact of Rising Costs
Inflation numbers continue to stay low, but does that mean costs are staying flat for public and higher Ed entities? Unfortunately, the answer is “no.” ...
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Good, Better, or Best
What kind of banking relationship would like to have: good, better, or best? The decision is yours to make. In today’s banking environment, the way ...
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Rolling Back…
Upsets during “March Madness” capture the attention of all of us, as the least expected teams surge in front of the top seeds. The same ...
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Lines of Communication
Strong lines of communication are an effective strategy for an entity in securing a strong banking relationship. In a world full of so many ways ...
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Clear Liquidity
Does the need for liquidity mean you have to leave a lot of cash in a low-interest-bearing checking account? The answer is “no.” To be ...
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Are You Ready?
The marketplace is already reflecting the Federal Reserve’s anticipated moves to raise the Fed’s fund rates in the first quarter of 2018 by .25%, with ...
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Who Wants Public Deposits?
The answer is not a firm “yes” or “no,” but rather “it depends.” First, let me qualify by stating that most banking institutions consider public ...
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