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The Impact of Rising Costs
Inflation numbers continue to stay low, but does that mean costs are staying flat for public and higher Ed entities? Unfortunately, the answer is “no.” ...
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Good, Better, or Best
What kind of banking relationship would like to have: good, better, or best? The decision is yours to make. In today’s banking environment, the way ...
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Rolling Back…
Upsets during “March Madness” capture the attention of all of us, as the least expected teams surge in front of the top seeds. The same ...
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Lines of Communication
Strong lines of communication are an effective strategy for an entity in securing a strong banking relationship. In a world full of so many ways ...
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Clear Liquidity
Does the need for liquidity mean you have to leave a lot of cash in a low-interest-bearing checking account? The answer is “no.” To be ...
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Are You Ready?
The marketplace is already reflecting the Federal Reserve’s anticipated moves to raise the Fed’s fund rates in the first quarter of 2018 by .25%, with ...
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Who Wants Public Deposits?
The answer is not a firm “yes” or “no,” but rather “it depends.” First, let me qualify by stating that most banking institutions consider public ...
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Budget 2.0%+ for 2019
Last year, I blogged that short-term rates would reach 2.0%+ by the end of 2018. Looking out a bit further, I am going to be so bold as ...
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Are You Truly Protected? Part 2/2
Last week, I told you about one of the biggest worries facing the banking world today: Identifying fraud and protecting clients from it! Today we will look at measures you, as a public entity or higher ...
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Banking Relationship Banking Trends Are You Truly Protected (Part 1/2)
The phone call comes in on a Monday morning and you are informed a check for $60,871 was cashed by a major bank in Alaska, ...
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Shifting Back
Last week, Jamie Dimon, the CEO of J.P. Morgan Chase, discussed his bank’s major investment strategy in opening 400 new branches in several areas where ...
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How to Make a Fair Comparison
A couple of weeks ago, a government banker was voicing frustration after learning that her bank lost a Request for Proposal (RFP) bid to another ...
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