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Providing Solutions vs. Product Sales
It’s Wednesday. You feel tired, stressed, and you have a sales team waiting outside your door to pitch the latest product they have to offer. As you ...
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The Technology Edge
One of the underlining reasons for the merging of large regional banks is to provide a scale of efficiency: less duplication of risk and compliance ...
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As a Taxpayer
As one looks through the eyes of a taxpayer, how do you think they would react to any one of the following responses from a ...
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Blossoming Interest for Beaufort County
After developing and implementing a clear liquidity plan over the last year, Beaufort County, SC has increased its interest earning by over 300%. Treasurer Maria ...
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The Circle of Life
Yes, the bank merger trend is back, but on a much different level. As mentioned over the last two years, the trend would rekindle itself ...
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Introducing rfpPrep®
Over the last four years, we have encouraged public entities and higher Ed institutions to hold off on a banking services Request for Proposal (RFP) ...
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Patience Has Its Reward
The Federal Reserve has recently signaled a level of patience on its path of raising short-term interest rates. This is a major shift since it ...
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Time Horizon = More Money
Time has worth. Time-horizon data are what makes cash worth more in the marketplace. The ability to know how soon you need cash and how ...
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The Time is Now For Small Budgets: A Case Study with the Town of Elma, NY
After developing customized liquidity-management strategies with public entities that have budgets as low as $2.5 million, I can confidently say that opportunities for smaller municipalities ...
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The Good Side of Borrowing
Debt financing is a necessary tool for all public entities when they are faced with major capital projects. School districts purchase new fleets of buses, ...
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Making a $100 Million Difference
The most important resolution for threeplusone® in 2019 will be to make a difference for the public entities and higher Ed institutions we serve. This ...
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Top 10 Predictions For 2019
Over the last several years, three+one has blogged frequently about the changing landscape of banking and the value of cash as an asset. Last year ...
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