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Cost or Revenue?
As a finance office prepares its annual budget, here’s a question that’s often circulating around the purchase of newly proposed services: “Are they needed or ...
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The Power of Cash
Imagine the power that cash holds in today’s marketplace. With short-term rates still hovering above 2.0%, the income generated on idle cash can have a major ...
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Preparing For The Future…
Last month when Garrett Macdonald, Vice President of three+one®, presented at the New York GFOA Annual Conference, he asked a large sample of Public Officials ...
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A Plateau in Rates – Now What?
Let’s face it, markets are fickle. Just when you were getting used to earning four to five times the interest earnings you were accustomed to, you ...
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Providing Solutions vs. Product Sales
It’s Wednesday. You feel tired, stressed, and you have a sales team waiting outside your door to pitch the latest product they have to offer. As you ...
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The Technology Edge
One of the underlining reasons for the merging of large regional banks is to provide a scale of efficiency: less duplication of risk and compliance ...
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As a Taxpayer
As one looks through the eyes of a taxpayer, how do you think they would react to any one of the following responses from a ...
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Blossoming Interest for Beaufort County
After developing and implementing a clear liquidity plan over the last year, Beaufort County, SC has increased its interest earning by over 300%. Treasurer Maria ...
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The Circle of Life
Yes, the bank merger trend is back, but on a much different level. As mentioned over the last two years, the trend would rekindle itself ...
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Introducing rfpPrep®
Over the last four years, we have encouraged public entities and higher Ed institutions to hold off on a banking services Request for Proposal (RFP) ...
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Patience Has Its Reward
The Federal Reserve has recently signaled a level of patience on its path of raising short-term interest rates. This is a major shift since it ...
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