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Budget 2.0%+ for 2019
Last year, I blogged that short-term rates would reach 2.0%+ by the end of 2018. Looking out a bit further, I am going to be so bold as ...
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Are You Truly Protected? Part 2/2
Last week, I told you about one of the biggest worries facing the banking world today: Identifying fraud and protecting clients from it! Today we will look at measures you, as a public entity or higher ...
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Banking Relationship Banking Trends Are You Truly Protected (Part 1/2)
The phone call comes in on a Monday morning and you are informed a check for $60,871 was cashed by a major bank in Alaska, ...
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Shifting Back
Last week, Jamie Dimon, the CEO of J.P. Morgan Chase, discussed his bank’s major investment strategy in opening 400 new branches in several areas where ...
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How to Make a Fair Comparison
A couple of weeks ago, a government banker was voicing frustration after learning that her bank lost a Request for Proposal (RFP) bid to another ...
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Ten Reasons Why…
If your entity is not already making use of all its cash—and earning 1.0% or more in interest—let me share ten reasons why it ...
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Bravo Genesee County
Not only did Genesee County, New York (with an annual budget of approximately $145 million) earn the highest initial cashVest® score three+one® has ever given ...
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2018 Is The Year Of…
CASH The year 2018 will be the one when cash will be recognized as an asset with great value. As the new tax reform law ...
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Top 10 Predictions for 2018
Over the last several years, three+one has blogged frequently about the changing landscape of banking and the value of cash as an asset. Last year ...
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$13,801 to $147,000+ in 11 months
In less than one year (from November 30, 2016 to October 31, 2017) the City of Beaufort, South Carolina, with an annual budget of about ...
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A Direct Link
The link between a stronger credit rating and stronger liquidity is direct, if an entity’s liquidity is well managed and well viewed by its credit ...
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Honoring An Innovative 30-Year Treasurer: Tom Warnick
Last month, Wayne County, NY lost an outstanding treasurer, community leader, and innovator to a long battle with cancer. Tom Warnick was appointed deputy county ...
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