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Is it Time to Act?
Last week Joe Rulison discussed the need to request a higher earnings credit rate (ECR) from your banks. As noted, the Fed Funds Target Rate ...
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You Will Need To Ask…
Last year I blogged about the changing dynamics around the value of public deposits and the need to pursue higher rates. This topic once again ...
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Is It Real Money?
It was just last year that I blogged about the use of Apple Pay, a form of “near-field communication,” as an upcoming alternative to credit ...
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Liquidity Analysis Holds the Key
$20,000 to over $430,000 $50,000 to over $800,000 $7,000 to over $57,000 $45,000 to over $540,000 it goes on and on…. The proof is in ...
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University of Redlands Leads the Way
University of Redlands is Leading the Way with an interest earnings jump from under $20,000 to over $400,000. Last week the University of Redlands shared ...
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Are You a Part of the 96.4%?
For over ten years, the interest earnings line item on budgets has been close to nil. Now, with an effective federal funds rate of 1.15%, ...
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A Taxing Deduction
Last May three+one was out in front of the potential upcoming tax reform. We identified a trend around the removing of state and local income ...
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What’s Next? Part II
Can an entity be financially prepared for the unexpected disruption of its operations due to a natural disaster or another unfortunate occurrence? The answer is ...
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My Capital Visit, Pt. I
Last week, I had the opportunity to attend several briefings by the Pentagon, White House and Treasury Department officials, along with several Congressional leaders in ...
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Our Thanks to Those Who Serve the Public
To those who serve the public during these challenging and un-chartered times… We “Thank You!” – three+one
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Driving Solutions
There is no doubt liquidity and collateral requirements have made it more difficult for your financial institution’s to provide you with more value for deposits. ...
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