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Keeping Pace
Short-term treasury rates continue to rise with the one-month T-bill reaching 1.0%. As rates move up, just ask yourself “Am I keeping pace?” ...
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Defining Liquidity Analysis
Liquidity analysis is a science that three+one has brought to the public and higherEd marketplace over the last several years. The term “liquidity analysis” has ...
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NYSAC Summer Magazine
Our CEO Joe Rulison was recently featured giving an in depth analysis of our cash analysis approach in the NYSAC (New York State Association of ...
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Being Mobile, Part II
Our June 27, 2017 blog discussed the significant transition to mobile banking that is occurring. To quickly rehash, we are only a few years away ...
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U.S. Treasuries Fit All
There is not a single U.S. public or private entity that is not permitted to invest into United States Treasuries. If, for some reason, your ...
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Happy 4th of July
three+one Salutes our Great Nation on this 4th of July!!!! **photo taken at Thousand Island Park in the 1000 Islands, Upstate NY by our ...
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Being Mobile
The United States is one of the most mobile countries in the world; we move around a lot. America’s interstate highway system transformed our country. ...
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Who’s On First?
Who’s On First? In the world of finance, that can be confusing for a public entity. Whether it is in the raising or the investing ...
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Top Ten Trends Changing the Face of Higher Ed
Within the past month I attended a university board meeting as a Trustee as well as the New York State Community College Business Officers Association ...
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What Should You Be Budgeting for Interest Income in 2018?
The answer to this question should be a minimum of 1.50%—and that’s a conservative estimate. The Federal Reserve will continue on their path of raising ...
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“Black” is the New Color for 2017
As Peter, Garrett, and I travel across the country speaking at various conferences, we ask public entities of all sizes, “How will your cash position ...
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Why The U.S. Regulatory Environment Matters
From the Glass-Steagall Act of 1933 to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, the U.S. banking regulatory environment has been ...
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