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Top 10 Predictions for 2018
Over the last several years, three+one has blogged frequently about the changing landscape of banking and the value of cash as an asset. Last year ...
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$13,801 to $147,000+ in 11 months
In less than one year (from November 30, 2016 to October 31, 2017) the City of Beaufort, South Carolina, with an annual budget of about ...
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A Direct Link
The link between a stronger credit rating and stronger liquidity is direct, if an entity’s liquidity is well managed and well viewed by its credit ...
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Honoring An Innovative 30-Year Treasurer: Tom Warnick
Last month, Wayne County, NY lost an outstanding treasurer, community leader, and innovator to a long battle with cancer. Tom Warnick was appointed deputy county ...
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The Next Fed Chair is…
Last month President Trump nominated Jerome Powell to become the next Federal Reserve chair, replacing current chair Janet Yellen in January. So who is Jerome ...
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Happy Thanksgiving!
Happy Thanksgiving! Sending our warmest wishes from our three+one office to your home and family for a very Happy Thanksgiving! We’re grateful and thankful in ...
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Is it Time to Act?
Last week Joe Rulison discussed the need to request a higher earnings credit rate (ECR) from your banks. As noted, the Fed Funds Target Rate ...
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You Will Need To Ask…
Last year I blogged about the changing dynamics around the value of public deposits and the need to pursue higher rates. This topic once again ...
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Is It Real Money?
It was just last year that I blogged about the use of Apple Pay, a form of “near-field communication,” as an upcoming alternative to credit ...
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Liquidity Analysis Holds the Key
$20,000 to over $430,000 $50,000 to over $800,000 $7,000 to over $57,000 $45,000 to over $540,000 it goes on and on…. The proof is in ...
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University of Redlands Leads the Way
University of Redlands is Leading the Way with an interest earnings jump from under $20,000 to over $400,000. Last week the University of Redlands shared ...
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Are You a Part of the 96.4%?
For over ten years, the interest earnings line item on budgets has been close to nil. Now, with an effective federal funds rate of 1.15%, ...
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