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Why The U.S. Regulatory Environment Matters

From the Glass-Steagall Act of 1933 to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, the U.S. banking regulatory environment has been ...
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Jamie Dimon Has a Point

As we witness the changing landscape of banking, Jamie Dimon, the Chairman and CEO of JPMorgan Chase, made a strong point last week: Given changing ...
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Safety, Liquidity, And Yield! –Really!

—————————————— In order to celebrate three years of three+one blogs we will be celebrating by posting three of our staff-picked favorites. Throughout our travels and ...
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A Taxing Deduction

The release last week of a newly proposed tax plan for individuals and companies appears to provide tax relief for all taxpayers. What it will ...
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A Hard Conversation

n order to celebrate three years of three+one blogs we will be celebrating by posting three of our staff-picked favorites. Throughout our travels and from ...
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Do I Still Have Control?

What would happen if counties and their associated public entities shared more services? Nationwide, states are pushing for it and taxpayers are expecting greater teamwork. ...
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Millennials Are What?

This past week, members of the three+one team attended the New York GFOA annual conference. The keynote speaker was award-winning author and filmmaker, Josh Tickell, ...
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Catching the Wave

If your entity has $5 million cash on hand and is not earning at least $40,000 to $60,000 on that amount in interest income (depending ...
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Bank Innovation 2017

I recently attended the Bank Innovation 2017 conference, held in San Jose, CA. From my perspective, this year’s conference had a completely different tenor from ...
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Love Thy Banker

In today’s complexities of public and higher Ed banking, the level of work, care, and attention that is expected and required of your banking partners ...
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The Evolution of the Lockbox

Since the inception of lockbox services by banking institutions in the 1930s, lockbox servicing has had some sort of an evolution. From large, manual, and ...
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Artificial Intelligence: How to Stay Competitive in the Banking World

When I think about artificial intelligence (AI) my mind quickly races to thoughts of a sci-fi, like future with driverless cars and C-3PO type robots ...
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