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U.S. Treasuries Fit All

There is not a single U.S. public or private entity that is not permitted to invest into United States Treasuries. If, for some reason, your ...
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Happy 4th of July

three+one Salutes our Great Nation on this 4th of July!!!!   **photo taken at Thousand Island Park in the 1000 Islands, Upstate NY by our ...
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Being Mobile

The United States is one of the most mobile countries in the world; we move around a lot. America’s interstate highway system transformed our country. ...
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Who’s On First?

Who’s On First? In the world of finance, that can be confusing for a public entity. Whether it is in the raising or the investing ...
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Top Ten Trends Changing the Face of Higher Ed

Within the past month I attended a university board meeting as a Trustee as well as the New York State Community College Business Officers Association ...
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What Should You Be Budgeting for Interest Income in 2018?

The answer to this question should be a minimum of 1.50%—and that’s a conservative estimate. The Federal Reserve will continue on their path of raising ...
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“Black” is the New Color for 2017

As Peter, Garrett, and I travel across the country speaking at various conferences, we ask public entities of all sizes, “How will your cash position ...
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Why The U.S. Regulatory Environment Matters

From the Glass-Steagall Act of 1933 to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, the U.S. banking regulatory environment has been ...
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Jamie Dimon Has a Point

As we witness the changing landscape of banking, Jamie Dimon, the Chairman and CEO of JPMorgan Chase, made a strong point last week: Given changing ...
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Safety, Liquidity, And Yield! –Really!

—————————————— In order to celebrate three years of three+one blogs we will be celebrating by posting three of our staff-picked favorites. Throughout our travels and ...
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A Taxing Deduction

The release last week of a newly proposed tax plan for individuals and companies appears to provide tax relief for all taxpayers. What it will ...
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A Hard Conversation

n order to celebrate three years of three+one blogs we will be celebrating by posting three of our staff-picked favorites. Throughout our travels and from ...
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