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What Should You Be Budgeting for Interest Income in 2018?
The answer to this question should be a minimum of 1.50%—and that’s a conservative estimate. The Federal Reserve will continue on their path of raising ...
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“Black” is the New Color for 2017
As Peter, Garrett, and I travel across the country speaking at various conferences, we ask public entities of all sizes, “How will your cash position ...
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Why The U.S. Regulatory Environment Matters
From the Glass-Steagall Act of 1933 to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, the U.S. banking regulatory environment has been ...
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Jamie Dimon Has a Point
As we witness the changing landscape of banking, Jamie Dimon, the Chairman and CEO of JPMorgan Chase, made a strong point last week: Given changing ...
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Safety, Liquidity, And Yield! –Really!
—————————————— In order to celebrate three years of three+one blogs we will be celebrating by posting three of our staff-picked favorites. Throughout our travels and ...
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A Taxing Deduction
The release last week of a newly proposed tax plan for individuals and companies appears to provide tax relief for all taxpayers. What it will ...
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A Hard Conversation
n order to celebrate three years of three+one blogs we will be celebrating by posting three of our staff-picked favorites. Throughout our travels and from ...
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Do I Still Have Control?
What would happen if counties and their associated public entities shared more services? Nationwide, states are pushing for it and taxpayers are expecting greater teamwork. ...
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Millennials Are What?
This past week, members of the three+one team attended the New York GFOA annual conference. The keynote speaker was award-winning author and filmmaker, Josh Tickell, ...
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Catching the Wave
If your entity has $5 million cash on hand and is not earning at least $40,000 to $60,000 on that amount in interest income (depending ...
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Bank Innovation 2017
I recently attended the Bank Innovation 2017 conference, held in San Jose, CA. From my perspective, this year’s conference had a completely different tenor from ...
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Love Thy Banker
In today’s complexities of public and higher Ed banking, the level of work, care, and attention that is expected and required of your banking partners ...
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