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Artificial Intelligence: I Am Talking to Whom?

Have you ever conversed with a machine? Would you know if you had? Artificial Intelligence is one of those big research and development areas in ...
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It’s Real Money

Consider these annual increases to one’s bottom line: +$325,000, +$750,000, and + $1,100,000. These levels of added income are “real money” that our clients have ...
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Trumping Dodd-Frank

At the end of December, I listed ten predictions for 2017. Prediction number four stated the following: “The Dodd-Frank book will be closed for new ...
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Investment Policy Statement

During the month of January, three+one is publishing a five-week Winter Blog Series to discuss the five different categories of our cashVest® score. Every three+one liquidity analysis includes a cashVest score to establish a ...
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Lost Opportunity 2017 Winter Blog Series PART IV

During the month of January, three+one is publishing a five-week Winter Blog Series to discuss the five different categories of our cashVest® score. Every three+one ...
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2017 Winter Blog Series. Part III: Nine Times the Value

During the month of January, three+one is publishing a five-week Winter Blog Series to discuss the five different categories of our cashVest® score. Every three+one ...
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2017 Winter Blog Series. Part II: For Liquidity’s Sake…

During the month of January, three+one is publishing a five-week Winter Blog Series to discuss the five different categories of our cashVest® score. Every three+one ...
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2017 Winter Blog Series. Part I: Funds Available to Earn Income

During the month of January, three+one will launch a five-week Winter Blog Series to discuss the five different categories of our cashVest® score. Every three+one ...
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Top 10 Predictions of 2017

Back in January of this year, I made some bold predictions about the changing landscape of banking for 2016. I am humbled and pleased to ...
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Up, Up, and…

During 2015’s fourth quarter, the Federal Reserve increased Fed fund rates by 25 basis points. That same action was just mirrored in this fourth quarter. ...
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What’s The Fed Up To?

As the Federal Reserve is widely expected to raise the federal funds target rate (the rate banks charge each other for short-term loans) up 0.25% ...
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What the Public Expects

As a business owner, treasurer of a public authority, and a trustee of a University, I have written blogs, articles and editorials around the changing landscape of banking ...
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