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Where’s the Savings?

Banking Trends
With the transitioning from traditional to electronic banking, one might ask where the savings are in my total banking relationship? While the overhead costs of ...
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First, Do No Harm

Safety vs. Complacency
“First, Do No Harm” sums up the Hippocratic Oath, the one historically taken by physicians to ensure their patients’ overall health. Fulfilling this oath requires ...
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Let Your Deposits Become an Asset, Not a Liability

Uncategorized
In case you missed our January 1st blog, public non-operating deposits became an even greater liability to your bank due to a new Liquidity Coverage ...
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Millennials Impact On Banking

Banking Trends
Did you know millennials outnumber baby boomers two to one? What’s more, their influence is growing quickly and their impact will change the way a public entity ...
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What’s Your Relationship Status?

Banking Relationship
The fact is, if many finance officials were asked how they would describe their banking relationship status today, they would respond with “it’s complicated.” Indeed, ...
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The Tale of Two RFPs

Banking Relationship RFP
If you have gone through the RFP process you know how challenging it can be. It takes time, many people, time, lots of paper… …and ...
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KYC- They Will Ask…

Banking Relationship
It really struck me … I got a note in the mail by my bank asking me to stop by my local branch so they ...
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Banking Trends Top 10 Banking Trends of 2016

Banking Trends
  #10 The Dodd-Frank Wall Street Reform Act of 2010 will exceed 17,000 pages. #9 The Federal Reserve will move short-term interest rates up slowly ...
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Stuffing Your Stocking With Cash

Banking Relationship Banking Trends
Starting on January 1, 2016, banks will be required to distinguish between client deposits that are “operating” and “non-operating” for the purpose of a new ...
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They want to charge what?

Uncategorized
You receive an envelope in the mail from your longstanding large banking institution and realize that it is not a letter, but rather a new ...
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