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Banking in the Future (Part II)
This weeks blog is part two of a two part series on the future of banking. This week’s blog talks about how public entities will bank in ...
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Bank Branches of the Future
This weeks blog is part one of a two part series on the future of banking. This week’s blog talks about bank branches, while next ...
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Where’s the Love?
We know the public banking environment is changing due to increased regulations—a result of the Dodd-Frank Wall Street Reform Act—as well as low interest rates ...
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Budget: What Amount for 2017?
Preparing for the next fiscal year is always top of mind. Predictable patterns coupled with the “unexpected” are always a challenge. Tax caps and other ...
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A Flick of the Wrist
At three+one, we strive to keep you up to date on all trends that impact you, whether it be financial technology, banking regulations or cash ...
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Jamie Dimon is Right on Point
In a country where it’s more in vogue to disagree rather than to agree, I find it very easy to agree with the comments made ...
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Desktop or Mobile: Do I Have to Choose?
Do you make purchases on your desktop computer when you’re sitting in your office? Or do you shop via some app on your smartphone? When ...
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Top Five Cash Tips
This is a continuation of our blog from last week, “Cash is Not Just Cash”. Read it here. 1.) Consider all cash as an asset that has ...
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Cash is Not Just Cash
Over the last two weeks, I have had conversations with two different finance committees to discuss their liquidity and cash flow needs. The conversations varied. ...
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Where’s the Savings?
With the transitioning from traditional to electronic banking, one might ask where the savings are in my total banking relationship? While the overhead costs of ...
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First, Do No Harm
“First, Do No Harm” sums up the Hippocratic Oath, the one historically taken by physicians to ensure their patients’ overall health. Fulfilling this oath requires ...
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Let Your Deposits Become an Asset, Not a Liability
In case you missed our January 1st blog, public non-operating deposits became an even greater liability to your bank due to a new Liquidity Coverage ...
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