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Catching the Wave
If your entity has $5 million cash on hand and is not earning at least $40,000 to $60,000 on that amount in interest income (depending ...
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Bank Innovation 2017
I recently attended the Bank Innovation 2017 conference, held in San Jose, CA. From my perspective, this year’s conference had a completely different tenor from ...
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Love Thy Banker
In today’s complexities of public and higher Ed banking, the level of work, care, and attention that is expected and required of your banking partners ...
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The Evolution of the Lockbox
Since the inception of lockbox services by banking institutions in the 1930s, lockbox servicing has had some sort of an evolution. From large, manual, and ...
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Artificial Intelligence: How to Stay Competitive in the Banking World
When I think about artificial intelligence (AI) my mind quickly races to thoughts of a sci-fi, like future with driverless cars and C-3PO type robots ...
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Artificial Intelligence: I Am Talking to Whom?
Have you ever conversed with a machine? Would you know if you had? Artificial Intelligence is one of those big research and development areas in ...
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It’s Real Money
Consider these annual increases to one’s bottom line: +$325,000, +$750,000, and + $1,100,000. These levels of added income are “real money” that our clients have ...
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Trumping Dodd-Frank
At the end of December, I listed ten predictions for 2017. Prediction number four stated the following: “The Dodd-Frank book will be closed for new ...
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Investment Policy Statement
During the month of January, three+one is publishing a five-week Winter Blog Series to discuss the five different categories of our cashVest® score. Every three+one liquidity analysis includes a cashVest score to establish a ...
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Lost Opportunity 2017 Winter Blog Series PART IV
During the month of January, three+one is publishing a five-week Winter Blog Series to discuss the five different categories of our cashVest® score. Every three+one ...
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2017 Winter Blog Series. Part III: Nine Times the Value
During the month of January, three+one is publishing a five-week Winter Blog Series to discuss the five different categories of our cashVest® score. Every three+one ...
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2017 Winter Blog Series. Part II: For Liquidity’s Sake…
During the month of January, three+one is publishing a five-week Winter Blog Series to discuss the five different categories of our cashVest® score. Every three+one ...
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